End-to-end RMS execution. Simplified.

YILD turns best seller author Steve Selengut's Retirement Money Strategy into a living workflow: read-only portfolio sync, distribution intelligence, and clear profit-taking and rotation prompts — so you spend less time checking and more time compounding your working capital.

Sell.
Profit target hit.
Rotate.
Dividend paid.
Buy.
Price below cost.
Repeat.
Income withdrawn.
The Problem

If you follow RMS, you know the daily drill.

Spreadsheets, manual checks, and constant 'did I miss something?' loops.

Ex-dates, distribution changes, discount moves, profit thresholds — the signal is there, but the friction is real. YILD reduces that friction and keeps the method actionable day-to-day.

The Solution

Clear decision points.
Cleaner execution.

YILD does the heavy lifting around signals, data, sequencing, and follow-through — so RMS stays simple in real life, not just on paper.

Broker Sync (Read-only)

Connect once. YILD refreshes holdings and key account context on a schedule, and keeps your RMS view aligned with what's actually in your portfolio.

Distribution Intelligence

Ex-dates, pay dates, frequency, and changes — plus a clean timeline of what's expected to hit your account and when.

Profit-Taking, Explained

Flags positions approaching your profit threshold and shows the 'why' in plain language, so you can act quickly and consistently.

Income Reality Check

Monthly and annual income snapshots, trend lines, and distribution changes — focused on what matters for retirement cash flow.

Rotation Candidates

A watchlist designed for RMS: compare yield, discount/premium, distribution history, and 'fit' signals for replacements and adds.

Designed for Calm

Design-led, low-noise UI built around the decisions RMS actually requires — not generic broker dashboards.

Read-only by design.

YILD is portfolio intelligence — connected to 1,000+ US financial institutions.
It helps you see, sequence, and verify RMS actions across your holdings.
Read-only by design: no orders, no transfers, no financial advice.

Read-only access
No trading capability
Your data stays yours
Not financial advice

Based on 44 years of professional portfolio management

YILD is designed specifically for investors following the system outlined in Retirement Money Secrets by Steve Selengut — a professional portfolio manager who managed over $110 million for private clients across a 44-year career. His approach focuses on generating reliable, growing income from closed-end funds — regardless of market conditions.

RMS is powerful because it's process-first: income, rotation, and disciplined profit-taking. YILD takes these principles and makes daily execution effortless.

Retirement Money Secrets book cover
2025 Award Winner
4.6 (391 reviews)

Retirement Money Secrets

A Financial Insider's Guide to Income Independence

by Steven R. Selengut

44Years experience
$110M+Under management
10,000+Copies sold