YILD turns Selengut's Retirement Money Strategy into a living workflow: read-only portfolio sync, distribution intelligence, and clear profit-taking and rotation prompts — so you spend less time checking and more time compounding your working capital.
The Problem
Spreadsheets, manual checks, and constant 'did I miss something?' loops.
Ex-dates, distribution changes, discount moves, profit thresholds — the signal is there, but the friction is real. YILD reduces that friction and keeps the method actionable day-to-day.
The Solution
YILD does the heavy lifting around data, sequencing, and follow-through —
so RMS stays simple in real life, not just on paper.
Connect once. YILD refreshes holdings and key account context on a schedule, and keeps your RMS view aligned with what's actually in your portfolio.
Ex-dates, pay dates, frequency, and changes — plus a clean timeline of what's expected to hit your account and when.
Flags positions approaching your profit threshold and shows the 'why' in plain language, so you can act quickly and consistently.
Monthly and annual income snapshots, trend lines, and distribution changes — focused on what matters for retirement cash flow.
A watchlist designed for RMS: compare yield, discount/premium, distribution history, and 'fit' signals for replacements and adds.
Design-led, low-noise UI built around the decisions RMS actually requires — not generic broker dashboards.
What YILD is not
YILD is portfolio intelligence. It helps you see, sequence, and verify RMS actions across your holdings. It does not place orders, does not move money, and does not provide personalized financial advice.
Built for the RMS methodology
YILD is designed specifically for investors following the system outlined in Retirement Money Secrets by Steve Selengut — a professional portfolio manager who managed over $110 million for private clients across a 44-year career. His approach focuses on generating reliable, growing income from closed-end funds — regardless of market conditions.
RMS is powerful because it's process-first: income, rotation, and disciplined profit-taking. YILD takes these principles and makes daily execution effortless.
A Financial Insider's Guide to Income Independence